NOW:53209:USA01012
http://widgets.journalinteractive.com/cache/JIResponseCacher.ashx?duration=5&url=http%3A%2F%2Fdata.wp.myweather.net%2FeWxII%2F%3Fdata%3D*USA01012
54°
H 54° L 37°
Clear | 12MPH

Annual Election Period for Medicare Ends Dec. 31

Jan. 1, 2010

Annual Election Period for Medicare Ends Dec. 31

Understanding Medicare Advantage plan options will help you make informed choices

 

Greenfield, Wis., December 30, 2009 – Individuals who are eligible for Medicare have until December 31 to change Medicare Advantage or Prescription Drug plans, enroll in a Medicare Advantage or Prescription Drug plan for the first time, or return to Original Medicare.

 

The deadline is fast approaching for people currently eligible for Medicare and people new to Medicare to carefully assess their healthcare needs and review all of the plan choices in their area. While the specific details of our nation’s healthcare are not finalized, Medicare Advantage plans for 2010 will not change.

 

Medicare is a publicly funded health insurance program for older Americans and other individuals who have certain qualifying conditions. Navigating through Medicare can be a challenge -- for even the most knowledgeable. As the Annual Election Period comes to a close on December 31, Universal American offers the following ABCD’s of Medicare to help individuals become informed before choosing a Medicare Advantage plan.

 

• Medicare Part A is hospital coverage and covers inpatient hospital care, inpatient stays in most skilled nursing facilities, Hospice and home health services.

• Medicare Part B is medical coverage for doctor and clinical lab services, outpatient and preventive care, screenings, surgical fees and supplies, physical and occupational therapy.

• Medicare Part C (also called Medicare Advantage) combines Part A and B. It is an alternative to getting Medicare Part A and Part B coverage separately. Medicare Advantage plans combine hospital insurance (Part A) and medical insurance (Part B) into one plan, and can also be combined with Medicare Part D prescription drug coverage.

• Medicare Part D is prescription drug coverage and can be a stand-alone plan (not joined with other insurance) or, can be combined with a Medicare Advantage plan.

 

Medicare Advantage plans (Part C) give an individual many of the same benefits as Medicare Part A and B but usually cover services not provided by Original Medicare. These plans may offer lower out-of-pocket costs, cover more services such as preventive health care and wellness programs, and may also include prescription drug coverage

 

Medicare Advantage plans are approved by Medicare and administered by private health insurance companies. The types of Medicare Advantage plans available include HMOs (Health Maintenance Organizations), PPOs (Preferred Provider Organizations) and PFFS (Private Fee-for-Service).

 

Americans eligible for Medicare Advantage should consider these questions when renewing or selecting a plan:

 

• Will I continue to have access to my current doctor or doctors as well as my preferred hospital?

• Does this plan give my doctors the freedom to make important decisions about my care?

• Does this plan charge an additional monthly plan premium beyond the standard Medicare Part B premium?

• Does this plan include Medicare Part D prescription drug coverage?

• Does this plan include benefits that are not part of Original Medicare, such as dental and vision coverage and wellness programs?

• Does this plan include preventive care at no additional cost, including bone density scans, flu and pneumonia vaccines, Hepatitis B vaccines, mammograms and prostate screenings?

 

Medicare Advantage plans offered through the Universal American family of companies provide people with Medicare a choice of plans that are focused on prevention and can include Medicare Part D prescription drug coverage. Universal American’s plans are based on its Healthy CollaborationSM model of care, which is focused on strong partnerships with doctors and pharmacists to improve health outcomes while reducing the overall cost of care.

 

“At a time when many people with Medicare are concerned about their coverage for 2010, we are proud to offer a range of comprehensive and affordable health care options that are based on our Healthy Collaboration model of care,” said Hal Sadowy, vice president and general manager of Today's Health HMO. “With the December 31 deadline, we encourage eligible individuals to weigh their options before choosing a plan.”

 

Hal Sadowy is vice president and general manager of Today’s Health ® HMO in the Greater Milwaukee Area. Today’s Health is a Medicare Advantage plan offered by the Universal American family of companies, with offices in Greenfield and Glendale. For more information, please visit www.UniversalAmerican.com or contact 1-866-561-4405 between 8 a.m. to 8 p.m. EST every day.

 

 

 

This site uses Facebook comments to make it easier for you to contribute. If you see a comment you would like to flag for spam or abuse, click the "x" in the upper right of it. By posting, you agree to our Terms of Use.

Suburban News Roundup

E-mail Newsletter

Your link to the biggest stories in the suburbs delivered Thursday mornings.


Enter your e-mail address above and click "Sign Up Now!" to begin receiving your e-mail newsletter
Get the Newsletter!

Login or Register to manage all your newsletter preferences.

Community Watch

» New car dealership proposed in Glendale 4/15

» Bay girls win 10 events to repeat as North Shore indoor track champs 4/10

» Fox Point to replace footbridge after years of debate 4/9

» Modern restaurant will anchor Mequon Town Center 4/9

» Mequon, Weickardt reach deal on River Club subdivision 4/9

» Bay and Homestead tie for North Shore boys track title 4/8

» Shorewood Metro Market work could start by September 4/8

» Nines in Mequon switches from small plates to steaks under a new format 4/7

» Ronn Johnson's death ruled suicide 4/7

» Milwaukee County Supervisor David Bowen to run for Pasch Assembly seat 4/7

» Whitefish Bay pays $138,000 in exchange for village manager resignation 4/4

» Rep. Sandy Pasch won't seek re-election 4/4

» Ex-Shorewood school secretary sentenced for stealing $310,000 4/3

» Dickman wins write-in bid for Fox Point-Bayside School Board 4/3

» Spring 2014 North Shore election roundup 4/2

» Engineering for Kids brings basics of science to North Shore youth 4/2

» OWI suspect tells Cedarburg police: 'Nobody can do these tests' 4/2

» Symchych and McGauran hold off write-in bid to win Fox Point Village Board seats 4/2

» Pukaite upsets Ashmore with successful write-in bid for Mequon District 2 seat 4/1

» Serebin defends, Demet claims seat on Whitefish Bay Village Board 4/1

» Siegel narrowly defends Whitefish Bay presidency from challenger O'Connor 4/1

» Gierl claims Mequon District 5 spot 4/1

» Incumbents Williams and Griffin hold seats on Brown Deer School Board 4/1

» Boschert defends, Awe claims seat on Brown Deer Village Board 4/1

» Buzzell and Francour claim seats on Mequon-Thiensville School Board 4/1

View All Posts Got a tip? Welcome rss
Deal Watch - Milwaukee

Milwaukee's Best Discounts & Deals

Local Business Directory

CONNECT    

Most Popular